Renters Insurance
Renters insurance guides — what renters insurance covers, average monthly costs, and the best renters insurance companies.
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How much does renters insurance cost?
Renters insurance averages just $15-$25 per month for $30,000 of personal property coverage and $100,000 of liability. It is one of the cheapest insurance products available, and bundling it with auto insurance often earns a discount that offsets much of the cost.
What does renters insurance cover?
Renters insurance covers your personal belongings against theft, fire and water damage, plus personal liability if someone is injured in your rental and additional living expenses if your unit becomes uninhabitable. It does not cover the building itself — that is your landlord's responsibility.