Health insurance guides — best health insurance plans, ACA marketplace enrollment, Medicare, and how to lower healthcare costs.
Connecticut's Insurance Department has approved significant health insurance rate hikes for 2027, affecting individual and small group plans. While these increases are lower than initially proposed, they still pose challenges for residents amid rising healthcare costs.
Connecticut's Insurance Department has approved significant health insurance rate hikes for 2027, affecting individual and small group plans. While these increases are lower than initially proposed, they still pose challenges for residents amid rising healthcare costs.
ACA marketplace open enrollment typically runs from November 1 to January 15 in most states. Outside that window, you need a qualifying life event — such as losing job coverage, marriage, a move or a new baby — to get a special enrollment period. Medicaid and CHIP enrollment is open year-round.
An HMO requires you to use a specific network of doctors and get referrals from a primary care physician, in exchange for lower premiums. A PPO lets you see specialists without referrals and covers out-of-network care at a higher cost. PPO premiums are typically 20-40% higher than comparable HMO plans.
