Travel insurance guides — trip cancellation, medical coverage abroad, and how to pick the best travel insurance policy.
As Europe's rivers face historic low water levels, travelers must understand the insurance implications before booking river cruises. This article explores the coverage gaps and what travelers should consider.
As Europe's rivers face historic low water levels, travelers must understand the insurance implications before booking river cruises. This article explores the coverage gaps and what travelers should consider.
For expensive, non-refundable trips — especially international travel or cruises — travel insurance is usually worth the 4-8% of trip cost it typically runs. It matters most for medical coverage abroad, since US health plans and Medicare generally do not cover treatment outside the country.
Trip cancellation insurance reimburses prepaid, non-refundable trip costs when you cancel for a covered reason — illness, injury, a death in the family, severe weather or job loss. If you want the freedom to cancel for any reason at all, look for a Cancel For Any Reason (CFAR) upgrade, which typically refunds 50-75% of trip costs.
